If you’ve spent any time at the wholesale auctions in Belton or Springfield lately, you’ve felt the tension. You find the perfect unit, the price is right, but the auctioneer mutters those three dreaded words: "Title to follow."

Let’s talk about the phone call no dealer wants to get. It’s Day 32. You sold a beautiful SUV using the $100,000 bond's "Delayed Delivery" provision, but the title got hung up in a probate mess or an auction error.