Garage Liability vs. Garagekeepers: What’s the Difference?

One of the most expensive mistakes car dealers make is assuming "Garage Liability" covers every vehicle on the lot. They actually cover two completely different risks:

• Garage Liability: Covers third-party bodily injury and property damage caused by your general dealership operations, employees, or customer test drives.
• Garagekeepers Legal Liability: Covers physical damage to customer-owned vehicles while in your care, custody, or control for repairs, detail work, or storage.

The Bottom Line: If a storm damages a customer's car parked in your service bay, Garage Liability will not cover it—only Garagekeepers will. Carrying both ensures your business is protected from every angle.
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Protect Your Lot & Customer Cars: Get a complete garage insurance quote from Dealer Insurance Services LLC at (816) 366-5026 or visit www.modealerins.com today.