How to Get a Used Car Dealer License in Missouri: Step-by-Step Guide

Opening a used car dealership in Missouri requires meeting strict licensing standards enforced by the Department of Revenue (DOR). Follow this streamlined 8-step roadmap to get approved without administrative delays.

Step 1: Complete the MOIADA Pre-License Class

Missouri mandates a 4-hour Pre-License Education Course for all non-franchise used car and wholesale applicants. Complete this class online or in-person through the Missouri Independent Auto Dealers Association (MOIADA) to receive your official completion certificate. www.moiada.com

Step 2: Register Your Business & Tax ID

Form your business structure (LLC or Corporation) with the Missouri Secretary of State. Then, register with the Department of Revenue to secure your Missouri Sales Tax ID Number.

Step 3: Set Up a Compliant Lot Location

Your physical dealership site must meet four basic state criteria:

• Display Lot: Hard-surfaced lot with space for at least 10 vehicles.
• Building: Permanent office with a desk, telephone, and secure record storage.
• Signage: Permanent exterior sign displaying your business name in 4-inch minimum lettering.
• Hours: Posted regular business hours (at least 20 hours per week).

Step 4: Pass the MSHP Lot Inspection

Contact your local Missouri State Highway Patrol (MSHP) district office to inspect your site. An officer will verify your building, sign, and lot, then execute your Form DOR-4641.

Step 5: Complete Background Checks

Submit fingerprint-based criminal background checks through the Missouri Automated Criminal History Site (MACHS) for all owners and corporate officers.

www.machs.mo.gov

Step 6: Secure Your Missouri Dealer Surety Bond

Post an official Missouri Dealer Surety Bond (RSMo 301.560):

• $50,000 Bond: Standard requirement for most retail and wholesale car lots.
• $100,000 Bond: Required if you deliver vehicles prior to transferring title certificates or run specific off-site sales.

Step 7: Obtain Active Garage Liability Insurance

Obtain proof of active Garage Liability Insurance covering your dealership, test drives, and dealer tags. The legal name on your insurance policy must match your Secretary of State registration exactly.

Step 8: Submit Application Form DOR-1834

Package your MOIADA certificate, MSHP inspection (DOR-4641), MACHS fingerprint receipt, surety bond, proof of insurance, and license fees, then mail Form DOR-1834 to the MO DOR Motor Vehicle Bureau.

Get Licensed Without Delays: Dealer Insurance Services LLC issues Missouri $50K/$100K dealer bonds and garage liability policies tailored for new applicants. Call (816) 366-5026 or visit www.modealerins.com to lock in your coverage today!